Terms & Conditions

UPDATED: November 16, 2017


PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. YOUR USE OF THIS WEBSITE AND YOUR TRANSACTIONS CONDUCTED WITH THE SPEED LEASING IN CONNECTION WITH THIS WEBSITE ARE SUBJECT TO THE FOLLOWING “TERMS AND CONDITIONS.” CLICKING ONTO WEB PAGES BEYOND THE WEBSITE'S HOMEPAGE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE TERMS OF USE WHETHER OR NOT YOU COMPLETE A TRANSACTION WITH THE US AND WHETHER OR NOT YOU COMPLETE YOUR TRANSACTION ON THE WEBSITE OR THROUGH OTHER CHANNELS, SUCH AS BY PHONE, BY Email OR FAX. IF YOU DO NOT AGREE TO THE TERMS OF USE, YOU MAY NOT USE THIS WEBSITE.

WEBSITE OWNERSHIP:

This website is owned and operated by Speed Leasing Company LLC, which is referred to as “Speed Leasing” or “we” or “us” or “our.”

PERMITTED USE

You agree that:

  1. Your use of this website is subject to and governed by these Terms and Conditions;
  2. You will only access or use this website and transact business with us if you are at least 18 years old;
  3. You will comply with and be bound by these Terms and Conditions as they appear on this website each time you access and use this website;
  4. Each use of this website by you indicates and confirms your assent and agreement to be bound by these Terms and Conditions;
  5. These Terms and Conditions are a legally binding agreement between you and Speed Leasing that will be enforceable against you.

Speed Leasing reserves the right at its sole discretion, to change, modify, add or remove portions of these Terms and Conditions, at any time. It is your responsibility to check these Terms and Conditions periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes.

You agree that you will not use or attempt to use this website for any purpose other than conducting consumer lending and finance related business with Speed Leasing as a bona fide client of Speed Leasing; you may not use or attempt to use this website or any part of this site for any purpose:

  1. that interferes with or induces a breach of the contractual relationships between Speed Leasing and its employees;
  2. that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their property;
  3. that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited Email, unsolicited commercial communications;
  4. that transmits any harmful or disabling computer codes or viruses; that harvests Email addresses from this site;
  5. that transmits unsolicited Email to this site or to anyone whose Email address included the domain name under on this website;
  6. that interferes with our network services or attempts to gain unauthorized access to our network services;
  7. that impairs or limits our ability to operate this website or any other person's ability to access and use this website; and/or
  8. that uses any methods, means or devices to click on to this website or cause a visit to this website for the purpose of manipulating the results of any Internet search engine, or for any other purpose other than conducting consumer lending and financing related business with Speed Leasing as a bona fide client of Speed Leasing;
  9. that unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity;
  10. that dilutes or depreciates the name and reputation of Speed Leasing or any of its affiliates.

USE OF INFORMATION AND MATERIALS:

The information and materials contained in these pages and the Terms and Conditions and descriptions that appear are subject to change at any time and without notice to you. Unauthorized use of Speed Leasing’s websites and systems including but not limited to unauthorized entry into Speed Leasing’s systems, misuse of passwords, misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Speed Leasing and/or its affiliates.

COPYRIGHT AND TRADEMARKS:

Copyright in the pages and in the screens displaying the pages, and in the information and material thereon and in their arrangement is owned by Speed Leasing unless otherwise indicated.

Our logo design are trademarks and service marks of Speed Leasing and are used and registered throughout the United States. Speed Leasing and its subsidiaries also claim rights in certain other trademarks and service marks contained in these web pages.

You acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any web page content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, modify, adapt, reverse engineer or frame in any other web page, any web page content on these pages.

TESTIMONIALS:

You acknowledge and agree that all testimonials submitted to Speed Leasing will become and remain our exclusive property, even if the provision of these Terms and Conditions are later modified or terminated. This means that you irrevocably grant to Speed Leasing the unrestricted right, now and in the future, without notice, compensation or other obligation to you or any other person, to use your statement, image, likeness, as they may be used, in any medium, in connection with any advertisement or for any other publicity purpose. You further agree that Speed Leasing may use any percentage of your testimonial, image, likeness and/or works in any way that it sees fit and may exclude your name or use a fictitious name herein.

LINKS:

This site may contain links to websites controlled by or offered by third parties and non-affiliates of Speed Leasing. Speed Leasing hereby DISCLAIMS LIABILITY FOR, ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY OF THE THIRD-PARTY SITES LINKED TO THIS WEB SITE. BY CREATING A LINK TO A THIRD-PARTY WEB SITE, SPEED LEASING DOES SNOT ENDORSE OR RECOMMEND ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT THAT WEB SITE, NOR IS SPEED LEASING LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. SUCH THIRD-PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF SPEED LEASING AND THE THIRD-PARTY WEBSITE MAY PROVIDE LESS SECURITY THAN THE SPEED LEASING SITE.

USER IDS AND PASSWORDS:

Certain areas or features of this website may be restricted to users who have obtained a user identification and password by completing a registration process described on this website. Please be sure to protect and maintain the confidentiality of any user identification, password or other identifying information you may obtain in connection with your use of this website. You agree to notify Speed Leasing immediately if you believe your user identification, password or other identifying information has been lost, stolen or otherwise compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this website by any person to whom you have provided your user identification, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website that may occur after you have notified us that your user identification, password or other identifying information has been lost, stolen or otherwise compromised.

COOKIES:

"Cookies" are small data files transferred by a website to your computer's hard drive. Speed Leasing or its service providers send cookies when you surf our site or sites where Speed Leasing ads appear, make purchases, request or personalize information, or register yourself for certain services. Accepting the cookies used on our site, sites that are "powered by" another company on Speed Leasing’s behalf, or sites where our ads appear may give us access to information about your browsing preferences, which we may use to personalize and enhance your experience. Cookies are typically classified as either "session" cookies or "persistent" cookies. Session cookies do not stay on your computer after you close your browser. Persistent cookies remain on your computer until you delete them or they expire.

Generally, web browsers automatically accept cookies by default. You may prevent cookies or selectively accept cookies by adjusting the preferences in your browser. If cookies are not accepted, there may be some features of our site that will not be available and some Websites may not display properly. In most instances, however, a customer may refuse a cookie and still be able to navigate our website without issue.

A web browser is usually set to accept cookies automatically but can be changed to decline them. Information on how to adjust cookie preferences (e.g., preventing your browser from accepting new cookies, etc.) are located in the help and support section of your browser. In most cases, a visitor may refuse a cookie and still fully navigate our Website.

Speed Leasing does not store passwords or any other information about a visitor in a cookie that would identify them, locate them, and determine their preferences or their financial activity. Aggregated customer information may help us assess the performance of its website and develop strategies to maximize utility. This information may be provided to other companies, including but not limited to third party advertisers. This information does NOT include any personal details that can be used to identify individuals.

PRIVACY:

For information on how Speed Leasing uses and protects the personal information you may provide through this website, please visit Our Privacy Policy

ELECTRONIC DISCLOSURES:

When you visit www.speedleasing.com or send emails to us, you are communicating with us electronically and you consent to receive communications from us electronically to the extent permissible by law. We will communicate with you by email or by posting notices on this website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing to the extent permissible by law. You agree that we may send emails to you for the purpose of advising you of changes or additions to the website, about any of our products or services, or for such other purposes as we deem appropriate and permissible. Please make sure to review the Consent to Electronic Disclosures on this website

COMMUNICATIONS WITH SPEED LEASING:

Please DO NOT USE this website, chat, or email to communicate any time-sensitive instructions that are in any way related to or affect your lease, lease application or closing. Such instructions may not be honored. All transactions conducted on this website, chat or via email must be confirmed by us in writing to be accepted and binding upon us.

Lease approvals:

all lease approvals, pre-qualifications, pre-approvals, and the like are only made by Speed Leasing in writing. Approvals, pre-qualifications and pre-approvals are conditional in accordance with their terms except as specifically provided for in writing and signed by Speed Leasing.

Consumer Reports:

By applying for credit, you authorize us to obtain consumer reports about you now or in the future as long as you owe us money. We may report information about your performance under any lease agreement to credit reporting agencies. Late payments, missed payments and defaults may be reported. This may negatively impact your ability to receive financial products or advances from other companies or to write checks.

Identity Verification:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

ADDITIONAL TERMS:

Certain sections or pages on this site may contain separate terms and conditions which are in addition to these terms and conditions. Additionally, other products or services offered by Speed Leasing, including those available through this site, may be subject to terms, conditions and disclaimers in addition to these Terms and Conditions. You agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers. In the event of a conflict, the additional terms and conditions will govern for those sections or pages or products.

AGREEMENT TO PROVIDE ACCURATE INFORMATION:

In making a lease inquiry, application or in entering into any other transaction or request for information on this website, you agree to provide accurate, true, current and complete information upon which Speed Leasing may rely.

YOUR COOPERATION NEEDED:

Speed Leasing generally begins processing your application (which may include ordering an appraisal, credit report, title commitment and other necessary items) upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Speed Leasing may need from third parties such as your bank, employer, current mortgage company, etc. In addition, you agree to notify Speed Leasing of any changes in any information submitted in connection with your application.

REASONABLE EFFORTS:

While Speed Leasing will use all of its reasonable efforts to have your application fully processed on or before any anticipated closing date, some process are not under our control. For instance, Speed Leasing cannot be responsible for delays in lease approval due to: the untimely receipt of required documentation or any other matters beyond Speed Leasing’s reasonable control.

NO WARRANTY:

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". SPEED LEASING DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY:

IN NO EVENT WILL SPEED LEASING BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF SPEED LEASING, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

COMMITMENT TO CUSTOMER SERVICE.

We believe our customer service team should be able to make things right for our customers. We would prefer that you contact us first with any questions or concerns regarding your lease. We will work diligently to try to effectively resolve any questions or issues that you have. Please direct any questions, issues or disputes in the first instance to our management, in writing at help@speedleasing.com and we will do our best to help you quickly.

GOVERNING LAW:

You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms and Conditions or the use of this website shall be filed only in the state or federal courts located in Broward County, Florida, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

SEVERABILITY:

You agree that if any provision of these Terms and Conditions shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms and Conditions and shall not affect the validity and enforceability of such other provisions.

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